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Umbrella Insurance

Your assets are at risk without an umbrella policy.

You’ve worked hard for what you’ve earned and for what you have built. Don’t put it at risk. With umbrella insurance, you’ll have peace of mind knowing your assets are cared for.

Personal Umbrella Insurance

If you are sued for an amount above the limits of your homeowners or auto policy, what happens? Unless you have an umbrella policy, you’re responsible for the remaining balance. For example, your underlying homeowners policy covers up to $500,000 in damages. If you incur $750,000 in damages from a homeowner liability claim, you’re responsible for $250,000 unless you have an Umbrella policy.

You’ve worked to build the assets and lifestyle that you live every day. Don’t have it taken away from you in today’s litigious society. We offer limits up to $5 million, can accommodate your cars, recreational vehicles, homes and other specific exposures that could place you at risk. We are willing to work with you on your specific exposures.

Commercial Umbrella Insurance

Similarly, our Commercial Umbrella policies offer you and your business an extra layer of protection — and more peace of mind. A Commercial Umbrella policy may provide additional limits of liability over your Businessowner’s, Commercial Auto and Employer’s Liability policies.

For a relatively low premium, why would you risk it? Protect your business, your assets and lifework with us. Find an agent to protect what you love.